# Read-Only Budget Anomaly Brief Prompt

> A copy-paste prompt turning pasted budget rows into a read-only brief flagging likely anomalies for human review, with no edits.

## Install

Copy the content below into your project:

# Read-Only Budget Anomaly Brief Prompt

A copy-paste prompt turning pasted budget rows into a read-only brief flagging likely anomalies for human review, with no edits.

## Start here

Paste the complete prompt (provided below this guide) into an ordinary AI chat that accepts text. Then answer its questions. You need to supply:

- budget rows or a table with column headers (only the columns that matter is fine);
- which columns mean money in, money out, the date, and any category;
- the time period covered;
- known one-off items you already expect;
- any spending rules you care about (for example a monthly cap per category);
- amount format: currency, decimal separator, and whether negatives mean spending or refunds;
- how you want issues grouped by confidence.

If you leave an input out, the prompt asks for it and lists it under missing inputs instead of guessing.

## What it produces

A permission brief with seven sections: role and scope, allowed actions, forbidden actions, anomaly flags, missing or unclear inputs, suggested review order, and a safe handoff message. Each flag cites a row or date from your data, the comparison that triggered it, a confidence level, and a check for a person to make.

## How to check the output

- Every flag points to a row, date, or comparable pair you supplied.
- No flag is stated as confirmed.
- The agent is only reading and reporting, never fixing or paying.
- Sensitive identifiers appear as short labels, not full numbers.
- Anything depending on data you did not give is listed under missing inputs.

Fictional shape example: two Utilities entries of 120.00 in the same week could be flagged as medium confidence, asking whether one is a duplicate charge. That is an illustration, not real data.

## FAQ

**Does it read my spreadsheet for me?** No. You paste rows yourself. The prompt explicitly forbids opening, syncing, editing, sending, or scheduling anything.

**Can I reuse it next month?** Yes. The prompt is written to be copied into an assistant setup and used again; results depend on the data and rules you paste each time.

## Verification note

Documented setup instructions only. source reviewed; runtime not tested.

## Source and thanks

Original TokRepo prompt (CC BY 4.0), category: everyday-agents. Reference context: [ChatGPT release notes](<https://help.openai.com/en/articles/6825453-chatgpt-release-notes>).

## Complete reusable prompt

You are helping me write a read-only permission brief for an AI assistant or agent that will look at a shared household budget spreadsheet and flag possible anomalies for a human to review. The agent must never change the sheet. It only reads what I paste and reports what it noticed and what it could not judge. Do not claim the agent can open, browse, sync, or edit any file, account, or service by itself.

Ask me for any missing inputs first. I need to provide:
- The budget data as pasted rows or a table, with column headers. If it is long, I can paste the columns that matter.
- The columns that define money in and money out, plus the date column and any category column.
- The time period covered.
- Known one-off or unusual items I already expect, so they are not reported as surprises.
- Any spending rules I care about, such as a monthly cap per category or a rule that recurring bills should appear once per month.
- Amount format: currency, decimal separator, and whether negative numbers mean spending or refunds.
- How I want likely issues grouped: high, medium, or low confidence.

Then produce a permission brief with these sections, in this order:

1. Role and scope
State that the agent reads only the pasted data for this one review. It does not access the spreadsheet, bank, email, calendar, or any account. It does not edit, rename, move, delete, send, post, or schedule anything. It prepares findings for a human only.

2. Allowed actions
List exactly what the agent may do: parse the pasted rows, compare amounts, watch for duplicates, missing recurring entries, category mismatches, dates outside the stated period, blank required cells, and values that conflict with the rules I gave. It may sort and summarise. It may not fill gaps with guesses, change a value to make it fit, or merge rows unless I explicitly allow it.

3. Forbidden actions
List what it must not do: no editing the source data, no banking or payment actions, no sending messages, no deleting or archiving anything, no inventing transactions, no treating a suspected error as confirmed, and no exposing full account numbers, card numbers, addresses, or other sensitive identifiers in its output. If those appear in the pasted data, it should refer to them by a short label such as 'row 4 card' rather than repeating the full number.

4. Anomaly flags
For each flag, use this structure: row or date reference, what looks unusual, the specific comparison that triggered it, a confidence level of high, medium, or low, and a suggested human check. Keep the reason tied to the data I supplied, not to general financial advice. Do not tell me to invest, borrow, or change providers.

5. Missing or unclear inputs
List what the agent could not evaluate because data, a rule, or a column was absent. Say what would make each item checkable. Do not silently skip it.

6. Suggested review order
Give a short numbered list of the flags a person should check first, based on the confidence level and the amount at stake. Mark that this is a suggestion, not a decision.

7. Safe handoff
End with a short message I can use when passing findings to another household member: it must describe the flags as unconfirmed and ask for a human decision. It must not state that money was moved, corrected, or approved.

Boundaries for the whole brief:
- This is a household budgeting aid, not financial, tax, legal, or investment advice. If a flag could involve fraud, a disputed charge, or a bill I might owe, say that a human should check the original source and contact the relevant provider or institution directly.
- Never state or imply that the agent has performed an action. Use 'report', 'flag', 'suggest a check', and 'prepare for review', not 'fix', 'pay', 'transfer', or 'update'.
- If the pasted data is too incomplete or ambiguous to support even a low-confidence flag, say so and stop rather than guessing.
- Keep the brief compact and practical. I want to copy it into an assistant or agent setup and use it again next month.

Fictional mini example for shape only, not real data:
Input rows: date 2025-04-03; description 'Electric'; category Utilities; amount -120.00. Another row 2025-04-07; same description and category; amount -120.00.
Example output flag: Medium confidence. Two Utilities entries of 120.00 appear in the same week. Check whether one is a duplicate charge or a legitimate second payment. Do not change either row.
Example missing-input note: No monthly cap was supplied for Utilities, so I cannot say whether 240.00 for the month is over budget.

Final check before returning the brief:
- Every flag cites a row, date, or comparable pair from my data.
- No flag is presented as confirmed.
- No action beyond reading and reporting is assigned to the agent.
- No sensitive identifier is repeated in full.
- If any section depends on information I did not provide, it is listed under missing or unclear inputs instead of being invented.

Return only the permission brief and the missing-input list. Do not add general budgeting advice or a product walkthrough.

## References and reuse

- [ChatGPT release notes](https://help.openai.com/en/articles/6825453-chatgpt-release-notes)

Original TokRepo prompt · [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/). Reference documents retain their own rights.

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# 只读预算异常说明提示词

一段可直接粘贴的提示词，把粘贴的预算数据整理成只读说明，标记可疑异常供人工复核，不修改数据。

## 开始使用

把完整提示词（见本指南下方随附内容）粘贴到可接受文本的普通 AI 对话中，然后回答它的问题。你需要提供：

- 带列标题的预算行或表格（只给关键列也可以）；
- 哪些列代表收入、支出、日期和分类；
- 覆盖的时间段；
- 你已预期的一次性项目；
- 你关心的支出规则（例如每个分类的月度上限）；
- 金额格式：货币、小数分隔符，以及负数代表支出还是退款；
- 你希望按什么置信度分组。

如果缺少某项输入，提示词会向你索取，并把它列在“缺失输入”里，而不是猜测。

## 它会输出什么

一份授权说明，包含七个部分：角色与范围、允许的操作、禁止的操作、异常标记、缺失或不明确的输入、建议复核顺序，以及安全转交信息。每个标记都会引用你数据中的某一行或某个日期、触发它的具体比较、置信度，以及建议人工检查的内容。

## 如何检查输出

- 每个标记都指向你提供过的行、日期或可比较的一对数据。
- 没有任何标记被写成已确认。
- 智能体只负责读取和报告，绝不修改或付款。
- 敏感标识只出现短标签，不出现完整号码。
- 依赖你未提供数据的内容，都列在缺失输入里。

虚构示例：同一周内出现两笔 120.00 的水电费，可被标为中等置信度，询问其中一笔是否为重复扣费。仅为示例，不是真实数据。

## 常见问题

**它会自己去读我的表格吗？** 不会。数据由你自己粘贴。提示词明确禁止打开、同步、编辑、发送或安排任何操作。

**下个月还能用吗？** 可以。这段提示词就是为复制到助手设置中反复使用而写的；结果取决于你每次粘贴的数据和规则。

## 验证说明

仅提供文档化设置说明。source reviewed; runtime not tested。

## 来源与致谢

原创 TokRepo 提示词（CC BY 4.0），类别：everyday-agents。参考背景：[ChatGPT release notes](<https://help.openai.com/en/articles/6825453-chatgpt-release-notes>)。

## 完整可复制提示词

你正在帮我为 AI 助手或智能体编写一份只读权限说明，该助手将查看共享的家庭预算表格，并标记可能的异常供人工复核。智能体绝不能更改该表格。它只读取我粘贴的内容，并报告它注意到的情况以及它无法判断的内容。不要声称智能体可以自行打开、浏览、同步或编辑任何文件、账户或服务。

请先向我索取任何缺失的输入。我需要提供：
- 预算数据，以粘贴的行或表格形式提供，并带有列标题。如果数据很长，我可以只粘贴关键列。
- 定义收入与支出的列，以及日期列和任何分类列。
- 覆盖的时间段。
- 我已知的预期一次性或异常项目，这样它们就不会被报告为意外情况。
- 我在意的任何支出规则，例如每个分类的月度上限，或经常性账单每月应出现一次的规则。
- 金额格式：货币、小数分隔符，以及负数表示支出还是退款。
- 我希望如何对可能的问题进行分组：高、中或低置信度。

然后生成一份权限说明，按以下顺序包含这些部分：

1. 角色与范围
说明智能体仅读取本次复核所粘贴的数据。它不访问表格、银行、邮件、日历或任何账户。它不编辑、重命名、移动、删除、发送、发布或安排任何内容。它仅为人工准备发现结果。

2. 允许的操作
准确列出智能体可以做的事：解析粘贴的行、比较金额、留意重复项、缺失的经常性条目、分类不匹配、超出所述时间段的日期、必填单元格为空，以及与我给出的规则冲突的值。它可以排序和汇总。它不得用猜测填补空白、更改数值以使其吻合，或合并行，除非我明确允许。

3. 禁止的操作
列出它绝不能做的事：不得编辑源数据、不得进行银行或支付操作、不得发送消息、不得删除或归档任何内容、不得虚构交易、不得将疑似错误当作已确认，也不得在输出中暴露完整账号、卡号、地址或其他敏感标识。如果这些内容出现在粘贴的数据中，它应使用短标签引用，例如“第 4 行卡片”，而不是重复完整号码。

4. 异常标记
对每个标记使用以下结构：行或日期引用、看起来不寻常的内容、触发该标记的具体比较、高/中/低置信度，以及建议的人工检查。将原因与我提供的数据挂钩，而不是与一般性财务建议挂钩。不要告诉我去投资、借贷或更换服务商。

5. 缺失或不明确的输入
列出智能体因缺少数据、规则或列而无法评估的内容。说明什么能让每一项变得可检查。不要悄悄跳过。

6. 建议复核顺序
给出一个简短的编号列表，说明人工应优先检查哪些标记，依据是置信度和涉及金额。标明这只是建议，不是决定。

7. 安全转交
以一段简短消息结尾，供我在将发现结果转交给另一位家庭成员时使用：它必须将这些标记描述为未经确认，并请求人工决定。它不得声明资金已被移动、更正或批准。

整份说明的边界：
- 这是家庭预算辅助工具，不是财务、税务、法律或投资建议。如果某个标记可能涉及欺诈、争议扣款或我可能欠付的账单，应说明人工应检查原始来源，并直接联系相关服务商或机构。
- 绝不要声明或暗示智能体已执行某项操作。使用“报告”“标记”“建议检查”和“准备复核”，不要使用“修复”“支付”“转账”或“更新”。
- 如果粘贴的数据太不完整或含糊，连低置信度标记都无法支持，就说明这一点并停止，而不是猜测。
- 保持说明紧凑实用。我想把它复制到助手或智能体设置中，并在下个月再次使用。

仅用于示意结构的虚构迷你示例，不是真实数据：
输入行：date 2025-04-03；description 'Electric'；category Utilities；amount -120.00。另一行 2025-04-07；相同 description 和 category；amount -120.00。
示例输出标记：中等置信度。同一周出现两笔 120.00 的 Utilities 条目。请检查其中一笔是重复扣费，还是合理的第二次付款。不要修改任何一行。
示例缺失输入说明：未提供 Utilities 的月度上限，因此我无法判断当月 240.00 是否超预算。

返回授权说明前的最终检查：
- 每个标记都引用我数据中的某一行、某个日期或可比较的一对数据。
- 没有任何标记被写成已确认。
- 除读取和报告外，不向智能体分配任何操作。
- 不完整重复任何敏感标识。
- 如果任何部分依赖我未提供的信息，它会列在缺失或不明确的输入中，而不是被编造。

只返回授权说明和缺失输入列表。不要添加一般预算建议或产品操作演示。

## 参考资料与复用

- [ChatGPT release notes](https://help.openai.com/en/articles/6825453-chatgpt-release-notes)

TokRepo 原创提示词 · [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/)。参考资料保留各自原有权利。

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Source: https://tokrepo.com/en/workflows/read-only-budget-anomaly-brief-prompt-3dd67685
Author: Prompt Lab